We recommend buying BAC US below 28.75 for a target at 34, and DHI (42.9) b

for a 50 target.

U.S. banks are among the casualties of concern about an escalating Italian crisis, which has driven down 10-year Treasury yields. To the contrary, slumping rates help REITs/real estate stocks; and homebuilders like DHI. We like both stocks and like buying this totally diversified portfolio.